A moment of money: 40 CEO in Malaysia

“Only buy something that you’d be perfectly happy to hold if the market shut down for 10 years”, by Warren Buffett, legendary investor. 

For the image above, they are the coins of United Kingdom, pound sterling. As you can see, the unique design of the coins can form a armor shield as shown in the inscription of the 1 pound sterling! Such creativity and patriotic expressions from the UK government. 

Anyway, 40-year-old, seems to be quite far from me and for a lot of young people who are still striving to reach their dreams and success. I wonder where I will be in my forties. Married? Single? Or, divorced? Forever alone? Hahaha!

The coin of 1 pound sterling can be of different designs. Same goes to a group of people in their forties, they may be leading extremely different lives. Some people may be already successful in their working and personal lives, staying in expensive home, driving luxurious car and even owning several companies. While, other might be just living an average life with 9 to 5 working hours and barely survive with their monthly salary. Then, there will always be a group of people in their forties, unable to afford a living and more despair, they don't have a decent job or even a place to stay. If at this age, they lost their job, this can be a devastated situation with no proper saving scheme. In others word, just make sure we have sufficient savings for rainy days starting as young as possible regardless of our financial state. We can't predict our future but we can definitely plan for it!

Today, I am also sharing an old news from Focus Weekly Issue 17, on the 40 CEOs under 40 in 2013. (Which, a majority of them are exceeding the range this year, LOL). Pardon my procrastination. As listed in the table below:

Name Name	Company	Position	Age
Adeline Ong Ying Hwey	Abric Bhd	CEO	33
Shahman Azmah	Amcorp Group Bhd.	Deputy MD	38
Datuk Lim Hong Thye	Ann Joo Resources Bhd.	Group MD	39
Datuk Ricky Wong Shee Kai	Asia Media Group Bhd.	CEO and Founder	32
Datuk Robin Tan Yeong Ching	Berjaya Corporation Bhd.	Chairman and CEO	39
Chia Lik Khai	Boilermech Holdings Bhd.	ED	34
Lo Teck Yong	Borneo Aqua Harvest Bhd.	ED	32
Badlisyah Abdul Ghani	CIMB Islamic Bank Bhd.	ED/ CEO	39
Eric Yong Shang Ming	Crest Builder Holdings Bhd.	ED	31
Datuk Dickson Tan Yong Loong	Dijaya Corporation Bhd.	Group MD	33
Narish Nathan	Eversendai Corp Bhd.	Deputy Head, Middle East	31
Lim Keong Hui	Genting Bhd.	ED	28
Kuan Mun Leong	Hartalega Holdings Bhd.	MD	37
Quek Kon Sean	Hong Leonbg Financial Group Bhd.	ED	33
Lee Yeow Seng	IOI Group Bhd.	ED	35
Chua Ling Hong	Karyon Holdings Bhd.	ED	39
Sam Tan Chek Siong	Ken Holdings Bhd.	Group MD	33
Tengku Datuk Zafrul Tengku Abd Aziz	Maybank Investment Bank Bhd.	CEO	40
Mohd Imran Salim	MRCB Group	COO	31
SM Faliq SM Nasimuddin	Naza Group	Deputy Executive Chairman/ Group MD	28
SM Nasaruddin SM Nasimuddin	Naza Group	Joint Group Executive Chairman	30
Datuk Wira SM Faizal SM Nasimuddin	Naza Group	Joint Group Executive Chairman	33
Tey Por Yee	Nextnation Communication Bhd.	CEO	37
Erni Irdawati Dekritawaiti Yuliana Bukhari	Nouvelle Beauty Centre Sdn. Bhd.	CEO/ MD	28
Ong Ju Yan	OSK Ventures International Bhd.	ED	34
Puvanesan Subethiran	Privasia Technology Bhd.	CEO and MD	38
Datuk Rahadian Mahmud Mohammad Khalil	Sanbumi Holdings Bhd.	Chairman	40
Datuk Pang Chow Huat	Sanichi Technology Bhd.	MD	40
Kuok Hui Hwong	SCMP Group Ltd	MD/ Executive Director	35
Lee Chor Min	See Hup Consolidated Bhd.	MD & Non-Independent Executive Director	38
Satila Mohd Suhaimi	Silver Ridge Holdings Bhd.	CEO	30
Hwang Siew Peng	Suiwah Group Corp Bhd.	ED	39
Sarena Cheah Yean Tih	Sunway Bhd.	ED	40
Simon Lau Choo Chin	TAS Offshore Bhd.	Deputy MD	38
Ivan Goh Poh San	Tecnic Group Bhd.	ED	39
Benjamin Yong	The Big Group	CEO	35
Afzal Abdul Rahim	Time dotCom Bhd.	Director and CEO	36
Lim Poh Yit	Titijaya Bhd.	CEO	31
Ruben Emir Gnanalingam	Westports Malaysia Sdn. Bhd.	CEO	37
Jacob Yeoh Keong Yeow	YTL Corp Bhd.	Deputy CEO	28

Based on the list, most of them are successors, inheriting and continuing to run those mega companies from their parents. Yes, this is situation can be related to the Chinese Proverb - 前人种树，后人乘凉. This just means that their parents built a very strong foundation for their children's future. But, I genuinely believe that the new generation is capable in managing those companies with quite a different mindset from the older generation. Anyhow, there are several CEOs worked their way up to where they are. In a nutshell, if you are truly capable, nothing can stop you from achieving your goals in life! For the girls out there, this can be your chance to find a rich and promising husband. hahahahahahaha!!!!! Gosh, I too envy them (successor) because they are lucky to save 10++ years in working force to be successful. 

The exquisite 2-pound sterling designs are so meaningful, to record important events including the 2012 London Olympic. Last note, I recognised the important of money since I was so young. To say that I am money-minded, I think saving for better would be more suitable to describe me. I used to be very stingy, saving every cents in ringgit. Over the years, I still practice my saving habits but I am more willing to spend on something practical. Yes, we really earn money to spend it because saving every penny without a proper usage will be a waste (^^). hahahahaha, not asking you to waste the money!

My advice is: Don't spend what you don't have and record your spending to understand the cash flow.  

Nottingham Castle Journey

“I think it’s very healthy to spend time alone. You need to know how to be alone and not be defined by another person.” by Oscar Wilde, Irish writer and poet. 

Almost every city in UK, there will be a castle and cathedral. Owing to UK unique history, the places I visited so far has this kind of city structure. York, Nottingham, Lincoln, and more to come have their lovely church and castle even though most of them are smaller in size. 

Nottingham Castle is situated very near to the city, especially the Broadmarsh Shopping Mall. In normal days, the admission to Nottingham Castle is about  £5.50 (include museum, but exclude the underground tour). However, if there is any special event, maybe you can enter for free.  Basically, castles in UK are usually built in highlands, sames goes to Nottingham Castle. This gives an amazing panoramic view in the castle. 

The are two museums in Nottingham Castle, one is on hillside, another one is at the lowland just besides the Ye Olde Trip To Jerusalem pub (famous pub). The entrance to both museums is included in the £5.50. However, as stated earlier, the underground tour cost me another £4, which was guided by a speaker explaining the origin and development of the castle. 

Nottingham is also famous of Robin Hood, being one of the most recognisable characters around the world. Oh yes, I didn't know that. So, whenever you are here, it is more than common to snap a photo with Robin Hood. Yup, bow and arrow is like his signature !!! 

The Renovation of My Little World from 2010 - 2014

In my latest blog design, I find myself going extremely simple in everything. Perhaps, I have matured along the way with high tendency to seek for a more convenient of life. Hahahaha, I believe I am experiencing the mid-life crisis. Anyway so far, it has been a year since I changed my theme. This time around, I was spending quite some time to do research on how to give a simple look on my blog. I removed all the fancy gadgets, background image and gave it a less clutter look. Other than that, here are some of the tips I used for my bloggie design, mainly referenced from http://helplogger.blogspot.co.uk/:

1. How to align the blog header image - this was quite a frustrating experience in blogger template adjustment. But the code from here solved my problem
2. How to optimise google search for blog post title -  As the post title always started with the blog title, this gives a less attractive search results for the posts. Please find the self-explanatory from here.
3. Removed the blogger bar (can be done now) which make my blog looks more clean.
4. Gave a new blogger image (^^) with description on who I am. Finally a mini-masquerade mask pic taken in Venice!
5. Gave a new blog header image, also taken in Venice.
6. Added the facebook like button, which is quite good for publicity. And, so far, only this post worked for my blog. 

This basically sum up the minor yet time-consuming edits!!!!!!! 

Just as life will always goes on and earth will always spin, My Little World has been transformed for so many times that I lost count. My regret now is that I did not save a printsceen of my blog designs previously. Thank goodness with https://archive.org/web/, I manage to retrieve some of blog interfaces I applied last time from 2010 and 2014. Yet, many were lost. 

Oh gosh, 2010 was a dark year for me? I don't exactly remember why it was so dark. Then 2011, I decided to go green, Oh yes, I still remembered the Japanese Garden's bridge which was used as the blog header pics.  

Then, in 2012, I decided to give a more messy design, which the background pics were taken in Dreamz Bakery . Over the year in 2013, I was back to simple design with brownish background.

In later of 2013, I was having a liking to yellow designs thanks to the Hard Rock image taken in Penang. As you can see in 2014, my life has gotten slightly complicated. Therefore, any simple gestures/ designs/ lives/ happiness seems to be my cup of tea. 

If you are missing out some of the blog design/ or you wonder how was your blog evolve/ mutate over the years, you can always try to find it using https://archive.org/web/. 

United Kingdom Adventure: Nottingham

Oh Oh Oh!!!!! In a flash, I have been in the United Kingdom for 3 months! 9 more months before I return to my lovely home country, Malaysia! Hahahaha, anyhow, here is it! The houses in Nottingham look as above - red bricks with chimney!!!!!! So far, this area is quite peaceful and very near with University Park of Nottingham. 

To the city, I can see that the city council of Nottingham actually seems to be quite like a mini white house of USA. The architecture in UK definitely is an eye-opening to me because it is very hard to find such buildings in Malaysia. This seem-to-be peaceful old market square often hosts different events! Now, it houses the Wonderland of Christmas Market which I might be covering in the future, hopefully!!!!

Oh yes, looking the cars here in UK! I was so lucky to bump into a wedding at the city council! The black car for the bride and the red bus for the guests! Such a beautiful event !

Yup, this is the city of Nottingham with nice food and beautiful buildings! In the next post, I will be covering the Nottingham Castle! Oh yes, there are too many castle in Nottingham. Till then, tata (^^)

My First UK Blog Post - A View from My Window

This year was crazy - 2014. The workload was okay but the uncertainties were definitely high. So, after years of dreaming to study in overseas and all, I finally had my wish came true as a Ph.D student. Hahahaha, kinda old to keep on studying, but gonna keep going on!

It is of course a great opportunity, since I am running off to United Kingdom (UK) for a year. So far, everything treats me okay, except for the weather - reasons >>>the temperature difference between morning and evening can be > 10 DegC. Yes, for this reason, I have suddenly suffer from minor migraine - which in my entire life, this is not an issue. I can't stay up late in UK, can't boil midnight oil>>> maximum drop-sleep time is 1145pm. @@

Anyhow, the groceries here and food here (I mean from supermarket) are quite affordable in the sense that it won't kill off your wallet at the end of the month. No car for me, good for diet! Hahahaha, people here are quite polite until it is frightening at one point. And, at Nottingham here, I feel quite cosy. It is a city with nice buildings and architectures and great food. 

As for the utility bill, it is still quite a weird arrangement. For water bill, we prepaid an estimated water usage for 6 months @@. As for electricity bill, we need to submit our own tariff reading, else they will calculate based on past record. This is a whole culture shock to me (^^).

This sums up my current life. I have been so busy with research etc. At one point, I was so phobia of writing even a single word. It actually took me a lot of determination to write this post and select the fine pictures above. 

Never thought that this post is actually 9 months apart. Great that my posts productivity declined greatly, because I am living a real life or Am I? By the way, my bloglink also changes over here to xjion89.blogspot.co.uk . Guess because I am in UK. Hahahahaha. Keep in touch and keep supporting my blogs. 

Cheeeeers, 

xjion a.k.a Jay  

A Happy 2014 - Smile like Mickey Mouse (^^)

Oh my, 2014 is here in a blink of an eye! Regardless of how positive I was/ am, I can't stop myself wonder and worry how my this year will be! If you have read my previous post on the ever-increasing conditions in Malaysia, I guess it will never be an easy year. 

Anyhow, I think perhaps because of aging, I feel that I can easily emo/ depressed. Mid-life crisis comes earlier this year?! This year, my resolution is simple - be happy! (^^) Smile like Mickey Mouse (^^)!!!!! I finally dug up some photos years ago! I remembered it was taken in Midvalley, when they had an art gallery on Mickey Mouse (^^)! It was even FOC to view the art pieces ! Yup, it was that simple, be happy!

When I was a little younger, I really wanted a lot. As I grew older, perspective starts to "evolve", I feel that less is more. Spending days with your love ones, be more appreciative of what I have, accomplish self-set goals, etc.... are more like my direction of lives. 

Then, there are some people who I thought I know, just change completely opposite. They used to enjoy life, love life, appreciate life.... But, after working, I can see that some of them became cocky/ arrogant and blindly chasing things that they thought they want  - money, fame, promotion, etc.. Well, I ain't Saint, I do have desire to chase those stuffs, but not neglecting my lives!

Keep your virtue! Smile like Mickey Mouse (^^) 

Awareness by 110 CancerCare

I think many of us know about CANCER. As the world continues to develop, so does cancer! There are getting more and more cases of cancers as approximate 7.6 millions deaths (13% of all deaths)  in 2008 were caused by cancer [1]. I understand the devastation and effects of cancers to both the patients and his/her family. 

I was contacted to write about 110 CancerCare project joint-ventured by National Cancer Society Malaysia and AXA Affin Life Insurance [2]. As an effort to spread earlier awareness on cancer, the webportal provides some of the available paths to safeguard future of yourself and your love ones [3]. 

Personally, I think is a very good initiative to promote health awareness and future protection on cancer. Therefore, maybe you can just spend 10 mins or less to have quick check on the links, it will benefit you in a small way, yet, who knows this small gesture can save your life!

*Note: The post is solely for information-dissemination, author is not a member of the organisations as mentioned above.  

Lady Luck 2012-2013

"Discipline is the bridge between goals and accomplishment", by Jim Rohn, Author, Motivational Speaker 

Ups and Downs are part of life. You can't escape from this circle of life. Therefore, like what Jim Rohn said, we must maintain discipline in life even joining contests (^^). Therefore, despite deprived of luck, 2012 - 2013 still were not that bad. 

Of course, from the pic, you might thought I just won a bag, not just any bag - it is a glowing-in-the-dark beg!!!!!! Hahaha, inside the bag, it was a Sony-Audio player!!!! You can see that there are some signatures; well, it was used in a contest by a winner team. I like this player as it can play cassette, CD, radio, etc. Most of all, it had become my lucky charm (^^)  

When you thought that life was not going to get better, I won a voucher to SPA treatment which I had to pass to my housemate! Lucky housemate as I was leaving back to home (><). It was from True Fitness somemore leh!!!!!

This was quite unexpected! A Norton-Anti-Virus 2012 had been won through a online contest. Despite the hustle in collecting the gifts, it was quite useful (^^)~~~ Too bad renewal will cost a leg....At least, I had one safer year online ~~~~

Hopefully, 2014 even though will be expensive and difficult, I still wish that 2014 will be a lucky year !!!! Huat arrrrrrr (^^) !!! Overall, 2012-2013, lady luck is still by my sides (^^)

6大《涨》- 6 big Increase， Word of Year 2013

"If you want your children to keep their feet on the ground, put some responsibility on their shoulders", by Abigail Van Burent/  Pauline Philips, Author and Radio Host.

Since 2013, we had been stormed with exciting news from pilihanraya to price hikes. Price hikes currently is the hottest of all in 2013 until 2014. For non-Chinese readers/ Mandarin illiterate, the word 《涨》 can be described as increase/ increment. Basically, Malaysia government decided to adapt this word as their political move. Therefore, regardless of races, languages, etc, this will affect us all, Malaysian directly....... 

The increment of price is to aim reducing the subsidies provided in various sector as a step to improve country income. These numerous increments in prices have somehow burdened the lives of normal citizens. Therefore, let list down the prices increment announced this year:

• 20 cents increase in diesel and Ron 95 (Aftermath- a foreseeable domino effect in the increase of daily items prices.    
• 34 cents increase in sugar/kg basis (Aftermath - a direct increase in food and beverages, ie: some hawkers stall took chances to increase 50 cents to RM 1.00)
• Pork prices have been increased again (Aftermath - eat expensive pork-products especially during Chinese New Year)
• 15% increase in electricity tariff (Aftermath - a burn in the wallet despite as-claimed by governmental sector that only a small portion of users will be affected, i.e.: electricity usage less than RM77 will typically unaffected)
• 50 cents to RM2.00 increase in road toll (Aftermath - cost-hike in transportation for motorists, need more money to use the road)
• Up to 300% increase in state servants salary (Aftermath - more people want to join politics, me toooooo!!!!)

In personal point of view, reducing subsidies perhaps is the way to achieving developed status. However, to such a drastic extent, it will either break or make a country. A sharp increase in daily and business life definitely will take a toll in development instead. A stage-introduction of reduction should be a better way!

Based on the summary, it can be seen that a lot of people will  be disgruntled (learn a nice world recently from uni), unhappy, burdened, etcc................. a tiring post indeed....................Needless to say more (IKAT PERUT) -  

2014 will be a difficult and expensive Year